Wish you had a Credit Genius?

Download America’s Trusted AI-Powered Credit Mentor and Credit-Building App Today!

Credit Genius is like the credit mentor you never had. Track your finances, and develop financial habits for success in-app through our unique, gamified approach to building credit.
At home or on the go, our AI credit monitor keeps you locked in to reach your personal and business financial goals.

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Coming Soon!

Genius Scoreboost™

  • Faster score boost via verified reporting
  • For people who want results, not guesswork
  • Early access before public rollout


    PErsonal credit

    A Gamified Approach to Your Credit.

    Need to get approved for a new credit card on the first try? Have a finance question you want answered? Credit Genius is there as your personal, AI-powered credit advisor. We’re here to grow with you as a credit score tracking app ready for any occasion

    AI Credit Mentor

    Credit Genius Answers Your Finance questions.

    Credit Genius de-mystifies finance, teaching you fundamental concepts, key strategies, and more advanced topics in a fun, gamified format. With the Credit Genius app, you’ll be able to make informed financial decisions for yourself or your business with your own AI credit mentor.

    CREDIT GAMES

    Learn Credit the Easy Way With Credit Games®!

    Games can help you learn a whole new language–like finance–in a way that simple memorization can’t. Our gamified credit score tracking app educates you about finance and credit so you can make the best financial decisions.

    Credit Simulator

    Chart the Best Approach to Your Credit Journey.

    With the Credit Genius app, you can simulate financial moves, like opening a new credit card or a business line of credit. That way, you can chart the best way to reach your American Dream.

    AI-Powered Credit Builder

    Download the Credit Genius App for Smarter Credit Management

    Get real-time credit monitoring, personalized recommendations, and easy-to-use tools that help you build stronger financial habits and make more confident decisions.